Zach Hamilton
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Articles by this Author
Differences Between Debt Settlement, Credit Counseling, And Debt Consolidation
- By Zach Hamilton
- Published 04/20/2010
- Unrated
Jenny was in trouble with her credit card debt, and she resolved to get on the right track and avoid bankruptcy She had heard about a debt settlement service and it sounded like a good idea: the company claimed it would negotiate with her creditors and arrange for Jenny to pay off her debts with one lump sum that was as much as fifty percent less than what she owed
A Complete Guide to Unsecured Personal Loans
- By Zach Hamilton
- Published 04/20/2010
- Unrated
When you need some extra cash - perhaps for a vacation, home improvement, or personal expense - you may consider taking out a loan You can do this in many different ways: you can use your credit card to get a cash advance, take out a payday loan, or get a second mortgage on your house
Home Equity Line of Credit Vs. A Traditional Second Mortgage
- By Zach Hamilton
- Published 04/20/2010
- Unrated
You are a homeowner with a good record of payments on your mortgage But, as can sometimes happen in life, you are faced with a situation where you need extra cash
Bad Credit Home Equity Loan
- By Zach Hamilton
- Published 04/19/2010
- Unrated
Have you ever thought of taking out a home equity loan or line of credit If you are facing a big expense - like college tuition or home repairs -and you own your home, a home equity loan might make sense
A Guide to Auto Secured Loans
- By Zach Hamilton
- Published 03/6/2010
- Unrated
In these troubled economic times, banks are tightening their lending policies, making it difficult for many people to get approved for even small personal loans An auto secured loan can be a viable alternative to procure a loan at reasonable interest rates
Learn the Differences Between a Debt Consolidation Loan and a Debt Consolidation Service
- By Zach Hamilton
- Published 03/6/2010
- Unrated
What to do if Your Adjustable Rate Mortgage is About to Adjust?
- By Zach Hamilton
- Published 01/30/2010
- Unrated
Adjustable-rate mortgages, also known as "ARMs", are a popular choice because they usually start with a lower interest rate and a lower monthly payment than a comparable fixed rate mortgage But if your ARM is about to adjust to payments that are too high for your current financial circumstances, you may be regretting the day you chose an adjustable rate over a fixed rate mortgage
Debt Management Programs and Services
- By Zach Hamilton
- Published 01/30/2010
- Unrated
Outstanding credit card balances comprise a huge problem for today's consumers Consumer debt doubled between 1995 and 2005, and so have the number of existing agencies to help people pay off what they owe
Can Bankruptcy Stop Foreclosure?
- By Zach Hamilton
- Published 01/25/2010
- Unrated
If you are facing foreclosure, you may have tried a variety of strategies that could allow you to stay in your home, such as a workout with your mortgage company, or even a federal program such as the Home Affordable Modification Program But nothing has helped and you are falling further behind in your mortgage payments
