Laurence P. Greenberg is President and CEO of Jefferson National, which developed Monument Advisor, the first flat insurance fee variable annuity. See the impact fees and charges may actually have on your savings by taking the challenge at <a href="http://www.AnnuityRescueCenter.com" title="http://www.AnnuityRescueCenter.com" target="_blank">http://www.AnnuityRescueCenter.com</a>.